insurance quotes \
- Mortality and Loss of Use
- Mortality Only
- Defined events cover ( Fire, Lightning, Impact, Malicious Acts, Explosion and Earthquake).
- Mortality Cover
Insured Yields and Insured Values can be changed up until the final revision date.
After the final revision date the sum insured cannot be altered.
The final Sum Insured is based on the yield achieved by the crop at harvest.
A yield and sum insured is nominated at the start of the policy period. Changes to both the insured yield and insured value can be made up until the final revision date.
Some insurers place a cap and floor on the percentage difference that the harvested yield can difer from the yield at the final revision date for the purpose of calculating the sum insured either for a claim or for the final premium charged.
Loss of potential yield due to damage from hail and fire.
Where the refuge crop is a total loss and is required to be replanted this additional benefit covers the cost to replant the refuge crop.